Health insurance

health insurance



Building PT Askes Indonesia.
Health insurance is a jenis of insurance product that specifically guarantees the biaya of health insurance or the members of the care if they fall ill or have an accident. Broadly speaking there are two jeniss of treatments offered by insurance companies, namely hospitalization (in- patient treatment) and outpatient care (out - patient treatment).
Health insurance products held either by the social insurance companies, life insurance companies, and insurance companies are also common.
In Indonesia, PT Askes Indonesia is one insurance company that organizes social health insurance to its members who are mainly civil servants and non - civil. Their children are also covered up to age 21 years. The retiree and his wife or a husband is also guaranteed for life.

Outside grups also provide the government health insurance program for low-income residents, now called JAMKESNAS 1, health insurance, in addition to programs that are financed by the state anggaran, a number of provincial and district/city government also has a similar program that is Jamkesda 1 and Jamkesos 2 3 such as, among others, in Banyuasin district in 2002 4, Jembrana since 2003 5 in the province since 2003 3 and South Sumatra provinces, where it is referred Jamsoskes, since the beginning January 2009 4 though at the beginning of March 2010 the central government examines the possibility of banning the financing of health insurance through the anggaran 6
In 2010, 120, 2 million from approximately 237 million people in Indonesia have health insurance provided either by PT Askes Indonesia, PT Social Security, PT Asabri or through JAMKESNAS or other insurance programs, such as the Indonesian Cahaya MasAviva 7.
Some insurance companies and life insurance also has marketed health insurance programs with a variety of different variants. In general, insurance companies that hold health insurance program in collaboration with hospital providers either directly or through an intermediary institution as an assistant hospital network management.